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Fast Texas Property Tax Loans.Clear, Compliant, and Kind.
We pay your delinquent property taxes now so you can stop penalties and keep your property. Simple terms. $0 due at closing on residential. No prepayment penalty.
Why Prime Tax Funding?
Transparent, compliant, and designed specifically for Texas property owners
Stop the bleeding, today.
County penalties, interest, and attorney fees can stack quickly, often approaching 47% in the first year if unpaid. We stop that clock and get you back on track.
Texas-built for Texans.
Licensed by the Texas Office of Consumer Credit Commissioner (OCCC). Your loan is structured under Texas Tax Code §32.06 and Finance Code Chapter 351.
Transparent costs.
Residential closing costs are capped at $900 by law and included in your loan, so there’s no money due at closing. We’ll show you the fee breakdown before you sign.
No surprises.
Residential loans have no prepayment penalty and are subject to an 18% effective rate cap.
Doing Nothing (County Penalties) • Prime Tax Funding Property Tax Loan
| Option | What Happens | Est. Monthly Avg | Est. Cost (Year 1) | Key Takeaways |
|---|---|---|---|---|
| Do Nothing | Penalties, interest & collection costs continue | $392 | $4,700 | "Est. Monthly" is an average across 12 months. Actual delinquency charges may not accrue evenly month-to-month. |
| Prime Tax Funding | Stops penalties immediately | $155 | $1,369 | "Est. Monthly" is an estimate based on example terms shown below (APR and repayment terms disclosed). |
Do Nothing
Penalties, interest & collection costs continue
Prime Tax Funding
Stops penalties immediately
No money due at closing.Short, state-required 3-day waiting period after signing for homeowners.We roll allowable closing costs into your loan.Your tax office may offer payment plans that may be less costly; ask your county for details.Do Nothing (Delinquent Taxes) — Example Assumptions
- Year-1 estimate assumes ~47% in added charges as an example scenario that may include penalties, interest, and collection costs. Amounts and timing vary by taxing unit and county.
- This example assumes a 20% collection/attorney cost component as part of the ~47% assumption (example only).
- If a lawsuit has been filed or additional enforcement action occurs, there may be additional costs not included.
Prime Tax Funding (Example)
- Prime figures are an example based on a 10-year term at 14% APR (principal & interest only).
- This estimate does not include closing and recording costs. Typical closing + recording costs may be around $750 (costs vary).
Frequently Asked Questions
Texas allows you to authorize transfer of the county’s tax lien to Prime Tax Funding. You repay us on set terms; when you finish, the lien is released.